ihsan solusi

Welcome!

IHSAN SOLUSI

Enable for IT-Based Sharia Financial Service

About Us

IHSAN SOLUSI

Ihsan Solusi was established in 2001

Started providing IT solution for financial and banking industry since 2003

Has served various area in financial and banking industry: banks, fintech, payment, capital market, government authority, pension funds, cooperative, charity

Currently having 80+ employees and more than 150 employees in alliance companies

Our Client
Our Service & Solution

Backend & Core Solution

  • Sharia core banking system (Funding & Financing).
  • Core accounting system

Backend & Core Solution

  • Mobile banking, Cash Management Systems, Internet Banking
  • Bank front-end system / branch delivery system
  • Financing originating system
  • Digital contact center
  • Digital onboarding with biometric / video call

Enterprise integration solutions

  • Middleware, API management. OpenAPI
  • Transaction management system

Front-end / acquiring solutions

  • Securities online trading (OMS, FE Gateway, Mobile trading app, Web trading app, Dealer app)
  • Engineer on-site (EOS) & Bootcamp

Digital Talent Solution

Engineers On Site (EOS)​

Most companies heavily rely on technology for smooth operations and can suffer significant losses if their IT infrastructure experiences major issues. With Engineer On Site – ISI Digital Talent, your company no longer needs to worry about losing data or computer problems, even in the most remote locations. The presence of Engineer On Site – ISI Digital Talent can greatly assist you in resolving IT issues and improving
end-user satisfaction.

Benefit

Enhanced productivity

Improved efficiency for nontechnical users to focus more on their tasks because maintenance and troubleshooting are handled by Engineer on Site (EOS)

Enhanced productivity

Helps you overcome challenges to ensure that your IT services run smoothly.

Main Feature

Bootcamp Program

An intensive short-term training program designed specifically for IT professionals to learn the technical skills required to start a career in the IT industry. Some people also refer to this program as a coding bootcamp because coding is one of the subjects that is usually
covered.

Structured curriculum

Structured materials available, including videos, articles, live sessions, assignments, quizzes, and final projects.

Interactive

Interaction with the trainer in group discussions with other participants.

Job Opportunities

Opportunities to gain access to jobs and projects worth millions.

Why Our Client Choose Us?

Our 20+ years of financial industry experience in accounting, compliance, user experience, operations, and business perspectives means we can provide tailored solutions to meet clients’ unique needs. With a proven reputation for clean-sheet implementation, we offer a rich portfolio of predefined solutions for core and back-office systems, backend, middleware, web front-end, and mobile apps, covering the entire financial services value chain

We always keep up with the latest technology standards and trends, providing clients with innovative and up-to-date solutions, making us the preferred choice for a reliable and experienced partner in the financial services technology space

Technology Challenge

Of Digital Financial Business

We are capable of delivering a fully integrated cycle that includes business concept, business process, IT development, and IT operation, with an Agile development and deployment approach.

We also have the expertise to handle complex and demanding system integration, ensuring seamless functionality across various platforms. Our experience in high transaction frequency, big, real-time data, and security is second to none. We offer a supportive architecture for adaptability and flexibility, which includes elastic infrastructure and high observability, allowing for a dynamic andresponsive approach to technology.

Our comprehensive approach and deep understanding of the industry make us the preferred choice for those seeking a reliable and experienced partner in the financial services technology space.  

Technology Stack

fRONTEND

  • Web: ReactJS
  • Mobile: Flutter

Backend

  • Language: Python, Go,
    PHP
  • Architecture: Microservices,
    Cloud Native
  • IAM Service: Keycloak

STORAGE​

  • Sql DB: MySQL,
    PostgreSQL, Oraclel
  • NoSql DB: Redis,
    MongoDB
  • Object: Minio, S3,
    CloudStorage

Integration

  • Synch: HTTP REST, gRPC
  • Asynch: Redis Stream,
    websocket
  • Others: Istio, Linkerd, HAProxy,
    Krakend, Nginx

DEPLOYMENT​

  • Container: Docker
  • Orchestrator: K8s
  • Misc: Prometheus, Loki,
    OpenTelemetry, Grafana, Gitops

INFRASTRUCTURE​

  • Public Cloud: AWS, GCP,
    Alibaba
  • Private Cloud: Nutanix
  • On-premise: BareMetal,
    VM Based

ISI Digital Bank System

Digital Bank / Financial Industry Solution

  • Branch Frontend / Branch Delivery System
  • Cash Management System
  • Personal Internet Banking
  • Digital Contact Center
  • Supports consistent dual platform code (Android and iOS) at reasonable performance
  • Additional security layer with elliptic curve cryptography (in addition to SSL/TLS)
  • Digital onboarding either with biometric verification (requires 3rd party service) or video call system
  • VoIP (voice / video) client that connects to Digital Call Center
  • Omnichannel experience together with mobile banking and personal internet banking
  • Configurable user management and transaction authorization scheme
  • Supports payment transactions and interbank transfer transactions through Core API
  • Security control with OTP
  • Enhanched transaction management such as transaction tagging, scheduled transaction, rich history information, file
    upload and transaction progress monitoring
  • Omnichannel experience together with mobile banking and cash management system
  • Security control with OTP
  • Enhanched transaction management such as transaction tagging, scheduled transaction, rich history information, file upload
    and transaction progress monitoring
  • Video / voice call system and chat server for handling customer interactions through mobile banking application
  • Cloud-native and flexible infrastructure to adjust with business size
  • Transaction Switch
  • Service API
  • Core API
  • Open API
  •  Middleware for transaction flow execution with configurable flow
  • Supports multiple interface type from web-service, ISO8583 or customized protocol
  • Fault-tolerant with clustering and cloud-native infrastructure support
  • Funding and financing core system API for back office customer service and teller (internal front end systems)
  • Integrated to transaction switching system for payments and external services
  • Higher-level encapsulation of transaction systems (along with transaction management system and digital channel history)
    for digital channels (mobile banking, internet banking and cash management system / corporate internet banking)
  • Integrated to transaction switching system for payments and external services

● External API for business parners that complies to SNAP BI

  • Digital Core- Funding
  • Digital Core- Financing
  • GL+Treasury
  • Transaction Management System
  • High-performance funding module (1000 tps standard)
  • Complete funding product coverage / support
  • Sharia profit sharing module
  • Fully sharia-compliant (according to Indonesia Sharia Accounting Standard) core for sharia financing business
  • Complete financing product coverage (murabaha, musyaraka, mudharaba, ijarah, etc)
  • Complete business process coverage from registration, collateral management, collectiblity management and single
    obligor concept, repayment schedule, etc
  • Flexible GL with unlimited level account support, multi-organization and multi-currency
  • Real-time integration or batch integration with other modules
  • Reconcile system
  • Higher-level transaction control such as recurring transaction, favorites payment, tariff / discount / promotion management,
    auto-sweep, auto-collect

People & Organitation

Ismir Kamili

Founder, & Commisioner Educational

  • Educational Background
  • Employment Background

Bachelor degree, Department of Informatics, Institut
Teknologi Bandung, 1998

  • Chairman PT Ihsan Solusi Informatika (2010 - Present)
  • IT Advisor PT Bank BRI Syariah, TBK (2011−2012)
  • Audit Committee PT Bank BRI Syariah, TBK (2011−2012)
  •  Independent Risk Management Committe PT Bank BRI Syariah, TBK (2012−2018)
  •  Financial Inclusion Product Advisor Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) GmbH (2017−2018)
  •  Director PT BIA Energi (2015−2020)
  •  Audit Committee PT Indonesia Comnets Plus (2018−Present)
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Ihwan Sutardiyanta

Chief Executive Officer

  • Educational Background
  • Employment Background
  • Master’s Degree , Master of Management, Sekolah
    Tinggi Manajemen Bandung (DH MBA Bandung) Yayasan
    Pendidikan Telkom, 1998–2000
  • Bachelor’s Degree, Faculty of Economy,
  • Head Office, Planning Department As Strategic Planning Expert PT Pos Indonesia (2000-2002)
  •  Head Office, Change Management Office As Deputy Cordinator BusDev PT Pos Indonesia (2002-2004)
  •  Head Office, Special Staff of Financial Service Director PT Pos Indonesia (2005-2007)
  •  Head Office, Special Staff of Financial Service Development PT Pos Indonesia (2007-2008)
  • Head Office, Assistent CEO PT Pos Indonesia (2008-2009)
  • Head Office, Financial Service BusDev Manager PT Pos Indonesia (2002-2004)
  • Head Office, VP of Financial Service BusDev PT Pos Indonesia (2011-2015)
  • Director of Technology Network and Operation PT Bank Mandiri Tasspen POS (2015-2017)
  • Director of Financial Service and Network PT Pos Indonesia (2017-2020)

Galih Aprilian

Co-Founder & Chief Operating Officer

  • Educational Background
  • Employment Background

Bachelor degree, Department of Informatics, Institut
Teknologi Bandung, 1997-2002

  • System Engineering PT Pos Indonesia (2000)
  • Course Trainer PT eSolusi (2000)
  •  Co-Founder PT Ihsan Solusi Informatika (2007−Present)
  • Co-Founder PT Bia Energi (2014−Present)

Mahmud Galela

CHIEF TECHNOLOGY OFFICER

  • Educational Background
  • Employment Background
  • Master’s Degree , Computer Engineering, Institut
    Teknologi Bandung, 2004–2006
  • Bachelor’s Degree, Electrical Egineering Department,
    Institut Teknologi Bandung, 1996–2001
  • Chief Technology Officer PT Ihsan Solusi Informatika (2021-Present)
  • Founder of innovathors.com (2018-Present)
  • IT Policy & Technical Consultant DISKOMINFO (2018-2021)
  • Chief Technology Officer PT Gemisys Media Informatika (2018)
  • Chief Technology Officer Qepo Pte.Ltd (2015-2017)
  • Consultant From Industry, R&D Program of Telecommunication Product : “Tim Pengembangan Modul RF LTE” KOMINFO
    (2012-2013)
  • Lead Engineer at PT Teknologi Riset Global (2007-2015)
  • Research Assistant at VLSI Research Group, Electronic & Component Laboratory, Electrical Engineering Department,
    Institut Teknologi Bandung (2001-2006)
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WELCOME TO

IHSAN SOLUSI

Enable for IT-Based Sharia Financial Service

PANIN DUBAI SYARIAH
  • Procurement of Core Banking System & EBanking
    Application 2013-2023
BPKH
  • Procurement of BPKH Financial Main
    Application Rental (Core System) SISKEHAT
    GEN 2 2022-2023
BANK SYARIAH INDONESIA
  •  Provision of Digital Banking MSA Services
    2022−2023
  • Provision of MSA Development Services
    2022−2023
  • Procurement of Financing Risk Rating
    System 2023
  • Development of BSI Website 2021
BANK BJB SYARIAH
  • Procurement of Mobile Banking Application
  • Mandays Services for QA, Technical Writer,
    Business Analyst, and Project Management
  • IT Resource Provider Procurement for
    Digital Core Development
POS PAY
  • Procurement of Core Giro System (CGS)
    Services for SBU
  • Mobile PMI (Indonesian Migrant Workers)
    Application Services
  • Development and Manage Service of Social
    Aid Distribution System to the Community
  • Development and Manage Service of Social
    Aid Distribution System in the Form of Cash
    Assistance for Covid-19 Pandemic Impact
    through PT POS INDONESIA (Persero)
  • Manage Service for the Distribution of
    Sembako Program Funds in 2022 (Quarter
    3), Direct Cash Assistance for Fuel 2022 and
    Sembako Program 2022
ALADIN
  • Procurement of BDS (Branch Delivery
    System) Apps
BANK MEGA
  • Provision of Mobile Banking Application
    Development Services
  • Provision of Human Resources Services for
    the Development of M Sharia Applications
  • Engineer on Site Program Bootcamp
BANK BJB SYARIAH
  • Integration with PRIMA & BCA ATM Network
    2014
  • Pengembangan Aplikasi Core banking
    Syariah (iBank Sharia) 2015
  • Pengembangan Aplikasi KSEI & Cash
    Management PT BCAS 2017
  • Pengembangan Aplikasi Gerbang
    Pembayaran Nasional 2018
  • New CBS Integration, New ML Migration,
    New teller system 2023